Future-Proof Your Finances: Building Security Despite Economic Fluctuations

Let’s face it, the economic landscape can be unpredictable. From global events to industry shifts, there’s always a chance things might take a turn. But that doesn’t mean you have to be at the mercy of the market. By taking proactive steps to future-proof your finances, you can build a strong foundation that weathers any[…]

Why Inflation Has Us Hitting the Brakes on Retirement Savings (and How Financial Literacy Can Help)

Let’s face it, inflation is squeezing our wallets. The rising cost of groceries, gas, and everyday essentials can leave us feeling desperate to cut back everywhere we can. Unfortunately, one area many people are sacrificing is their retirement savings. Recent studies show a significant portion of Americans have reduced, or even stopped altogether, their contributions[…]

Financial Stress: How to Cope

If you’re worried about money, you’re not alone. Money is a common source of stress for American adults. In fact, according to the American Psychological Association (APA), 72% of adults report feeling stressed about money, whether it’s worrying about paying rent or feeling bogged down by debt. This is pretty significant given financial stress is linked to so many[…]

Mastering the Three Expenses: Fixed, Variable, and Periodic

A normal budget breaks down expenses into three categories: Fixed, Variable, and Periodic.   What are Fixed Expenses? Fixed expenses are the easiest ones to grasp and usually the easiest to plan for. They happen regularly and are the same cost every time. Your mortgage payment is a fixed expense. Your car payment, insurance payment, and any other[…]

How To Get Your Finances in Order: 10 Tips for Better Organization

Knowing how to get your finances in order can seem daunting at first. By making a plan, you can more effectively organize and take control of your money situation. Cash flow, investments, savings — these are just some of the many valuable things to keep track of in your financial portfolio. Keeping them all organized[…]