Sometimes the hardest thing about saving money is just getting started. This step-by-step guide for how to save money can help you develop a simple and realistic strategy, so you can save for all your short- and long-term savings goals. Record your expenses 1. The first step to start saving money is[…]
Although making resolutions to improve your financial situation is a good thing to do at any time of year, many people find it easier at the beginning of a new year. Regardless of when you begin, the basics remain the same. Here are 10 key tips to getting ahead financially. Get Paid What[…]
If you don’t have access to a full kitchen, or if you work a ton and don’t have the luxury of cooking every night, it might be easier to nuke a frozen dinner in the microwave or order your favorite greasy combo meal from the McDonald’s drive-thru. Eating well when you’re tight on resources is[…]
Happiness is How You Spend It Oh money – our forever friend and foe. It seems to bring us happiness and grief in equal measure. We work hard to make it, to keep it, and to cultivate it, but to what end? Does money make your life “good”? There’s no universal answer to[…]
Forbes recently reported that we are at the brink of the largest intergenerational wealth transfer in history1. Over the next 30 to 40 years, $30 trillion in assets will pass from one generation to the next in the United States. The Center for Rural Pennsylvania estimates2 that in Lancaster County, Pennsylvania alone, $1.1 billion transfers[…]
Do you worry about money? Countless people do—surveys consistently find that finances are one of the most common sources of anxiety. Maybe you worry about having enough money for retirement. Or perhaps you’re living paycheck to paycheck and struggling to pay your rent or mortgage on time. Mounting credit card debt only adds to the[…]
Financial stress is a widespread experience. According to the American Psychological Association (APA), 72 percent of Americans are stressed about money at least occasionally and 22 percent feel extremely stressed about their finances. This is pretty significant because financial stress is linked to health problems like depression and sleep problems. With the rising cost of living, many Americans are feeling[…]
Rich or poor, people tend to make the same money-wasting errors again and again. It doesn’t have to be that way. When it comes to managing our finances, many of us are knuckleheads. Meg Bannon, an English teacher at Cambridge Rindge and Latin School, cops to it. Headed toward 30, she was lazy[…]
While money is a relatively common cause of stress and marital tension, the serious global economic downturn we’re currently seeing has many people concerned about losing their home or their savings—or both. If you’re finding yourself stressed about money, the following steps can lead you to a greater sense of peace, and a brighter financial[…]
If you worry about money, you’re not alone. Studies show 72 percent of Americans feel stressed about their financial situation. Fortunately, these strategies can reduce your money worries fast. It’s a common misconception that making more money will bring more happiness and less stress, but research doesn’t show this to be the case. While more[…]